USAA Tried to Pay Us $18.14 How Did We Get $2,080.00? Diminished Value Claim | Full Story + Tips

Listen about Diminished Value claim against USAA.

Interested to hear about USAA Diminished Value claim reviews? Then listen this video.

Diminished Value is something that I had no idea existed until I was in a car accident earlier this year.

The insurance industry’s best kept secret that they definitely DON’T WANT YOU TO KNOW ABOUT or question their methodology of calculation.

Our accident and diminished value claim was in Texas but it should be very similar in most states like California, Florida, New York, Illinois, etc.

Index of Video
0:00 – Intro
1:07 Disclaimer
1:39 What is Diminished Value on a Vehicle?
3:20 Diminished Value Tips
9:30 Diminished Value Claim Process Overview (from my experience)
11:00 Car Accident Story and Diminished Value claim against USAA Experience
19:46 Demand Letter (email) #1
20:43 Smells like Insurance Bull 💩
22:40 Response from Texas Department of Insurance for Complaint on USAA
24:13 Demand Letter (email) #2
25:44 Filed Lawsuit (small claims court texas)
27:50 Served Papers, Court Date Set, Certified Mail from USAA lawyer
30:07 Insurance Settlement Offer #1
31:40 Insurance Settlement Offer #2
33:21 We won!
33:28 File a Non-Suit with the court in Texas

Some Frequently Asked Questions

What is Diminished Value Claim?

A diminished value claim allow you to recoup difference between your how much your car’s worth before the accident and after the car accident. 

For example, let’s say you got in to a car accident unfortunately but it was caused to rash driving by another driver.

Then you can definitely file a liability claim against driver’s car insurance provider to cover repairs cost for your car.

After you file your claim, then the insurance company would use its own diminished value claim calculation to find out how much they payout to you.

is a Diminished Value claim worth it?

Yes really worth it

Can you file a diminished value claim against your own insurance?

It depends.

How to file a diminished value claim with USAA? ( Diminished Value claim against USAA)

File Lawsuit with small claims court in Texas or in any nearby court in your state.

Does Texas allow diminished value claims?

Yes it is allowed.

Can you file a claim for diminished value?

Yes you can file a Claim for diminished value

If you had Diminished Value claim against USAA in any of US states then please drop a comment about how your experience with diminished value went.